Mosaic WorldPay ACH deposits into linked deposit bank accounts are initiated nightly on weekdays. ACH transactions settle depending on your bank’s processing speed. Credit card transactions processed up until 9:30 pm ET that day change from a pending to a captured status. Captured transactions are then included in nightly weekday ACH deposits to the linked bank account.
For Stripe users, once a payout is initiated from the Stripe balance it should take 3 business days to reach a bank account.
Please know that ACH payments collected from payers across both partnerships take longer to settle than credit card transactions and vary on the speed of their linked banks’ processing time.