Mosaic ACH deposits into linked deposit bank accounts are initiated nightly on weekdays. ACH transactions settle depending on your bank’s processing speed.
For Worldpay users, credit card transactions processed up until 9:30 pm ET that day change from a pending to a captured status. Captured transactions are then included in nightly weekday ACH deposits to the linked bank account.
For JPMorgan users, completed transactions are then included in nightly weekday ACH deposits to the linked bank account.
Please know ACH payments collected from payers take longer to settle, dependent on the speed of their bank accounts.