Method 1: Disable American Express: Amex has the highest interchange, often up to 6%. Total fees on Amex transactions can reach ~7%. If Amex is not critical for your business, turning it off can significantly reduce costs
You can disable Amex in your Mosaic settings here: https://support-mosaic.com/docs/mosaic/getting-started/signing-up/
Method 2: Enable Credit Card Surcharging (Up to 3%): Allows you to pass up to 3% of the credit card cost to customers. Helps offset a large portion of your processing expense. Some states restrict or limit surcharging
Setup instructions: https://support-mosaic.com/docs/mosaic/enabling-payment-surcharges/
Method 3: If you qualify, request a rate adjustment