Mosaic uses an interchange plus structure (IC+). This means credit card transactions incur a fee of 1.25% + 10 cents per transaction plus the card’s interchange fees, also known as card “swipe fees”. Debit cards have a similar structure but generally have lower interchange fees. ACH transactions have a fee of 1% + 25 cents per transaction. Download our rate sheet here and learn more about how to manage your rates here.
