Faq: What is the typical processing time for transactions?

Worldpay funding schedules are found below:

 

Card Payment Transaction Funding Timeline: Card payment transaction funds are sent to the Merchant’s bank account the next business day after the transaction is processed. Transaction funds are deposited by ACH to the Merchant’s linked bank account and are typically available the morning after the withdrawal is created, although can take up to 48 hours depending on the speed at which the linked bank processes ACH transactions:

Transaction Batch Close Withdrawal Created Bank Account Deposit
Monday Tuesday Wednesday morning
Tuesday Wednesday Thursday morning
Wednesday Thursday Friday morning
Thursday Friday Monday morning
Friday Monday Tuesday morning
Saturday Monday Tuesday morning
Sunday Monday Tuesday morning

 

More details can be found in this link: https://resource.payrix.com/resources/funding-outline-api-guide and clarifications on naming of transaction statuses can be found here: https://resource.payrix.com/resources/payrix-transaction-statuses-timeline

 

ECheck Payment Transaction Funding Timeline:

Transaction Batch Close FBO Account Funded Bank Account Deposit
Monday Thursday* Friday morning
Tuesday Friday* Monday morning
Wednesday Monday* Monday morning
Thursday Tuesday* Tuesday morning
Friday Wednesday* Thursday morning
Saturday Wednesday* Thursday morning
Sunday Wednesday* Thursday morning

 

* This timeline is based on the earliest possible funding time for eChecks (3 business days). Please note that eChecks can take up to 5 business days to complete settlement to fund the Merchant FBO account for later withdrawal.

 

More information can be found here: https://resource.payrix.com/resources/funding-outline-api-guide#TransactionFunding-eCheckPaymentTransactionFundingTimeline